Blog
Welcome to our monthly blog section providing relevant, useful, and educational content that’s both relatable and easy to digest. And while much of the content covers all-things financial, we often include a lifestyle piece or two to lighten up each monthly mix of content to keep you both learning and laughing.
The Long-Term Care Crisis
Home Alone Nearly one-third of all seniors live by themselves, according to the U.S. Census Bureau. That's close to 14 million seniors aging alone. This suits some seniors just fine, however it’s vital for seniors living...
Read MoreAvoid Running Out of Money After Retirement
The current generation of retirees faces a greater risk of running out of money during retirement than any previous generation. Most retirees estimate they will spend less after retirement, but that is not always the case. Some...
Read MoreDivorce and Its Alternatives
January is often dubbed "divorce month" as it's the time when many couples call it quits. The reason for this surge in divorce filings is unclear, but experts speculate it could be due to the holidays (when people are not willing to...
Read MoreKeeping Your Auto and Home Insurance Low
As a responsible adult, you know that you need to have auto and home insurance. But that doesn't mean you have to break the bank to get it. In fact, you have many options to keep your rates low. On average, most homeowners pay...
Read MoreBack to Basics: Retirement Planning
You may have heard the saying, "it's never too late to learn." Well, that is certainly true when it comes to retirement planning. Even if you are considering retirement, there is still time to make smart decisions to help ensure a...
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Inheriting Debt
Debt is something that no one ever wants to deal with, but unfortunately, it’s something that many people must face. When someone dies, their estate is passed on to the beneficiaries listed in their will. This may include assets...
Read MorePotential Benefits for Retirees in 2023
It's never too early to start planning for retirement. The journey of financial independence begins now, and your decisions today will shape your retirement life. If you are a retiree, you have the potential to benefit from several...
Read MoreTime to Consider Long-Term Care
Most people don't think about long-term care until they or a loved one needs it. Long-term care is a type of care that includes personal and medical care services for people with chronic illnesses or disabilities. Long-term care...
Read MoreEnd of the Year Financial Checklist
The end of the year is a time for reflection and goal setting. It's also a great time to do financial housekeeping and ensure you're on track for a successful year ahead. After all, planning can save you a lot of money and stress down...
Read MoreThe Need for Estate Planning
Estate Planning may seem intimidating, but it’s a necessary step in your financial planning process to protect your loved ones. Depending on the amount of your assets and other factors such as ownership in a business, estate...
Read MoreHistorical Facts About Recessions
There is no doubt that a global recession would have significant impact on businesses and individuals worldwide. During the Covid-19 pandemic, the United States reported the highest unemployment rate since the Great Depression. Many...
Read MoreSucceed with Science
Career success isn’t a matter of luck. The Glassdoor website shares these tips, backed by science, for getting to the top: Walk tall Research suggests that taller men and women have an advantage in the workplace. You...
Read More5 Ways to Help Reduce Debt
Being in debt can be a stressful experience. It can feel like you’re barely scraping enough money together to cover your monthly expenses and save a few extra bucks just in case something unforeseen comes along. Since most people...
Read MoreApproaching the Markets During Mid-Terms
The relationship between mid-term elections and the stock markets have been well documented since 1946. This year’s mid-terms are expected to sway the current 50/50 split in the Senate to either side with 35 senate seats up for...
Read MoreConquer Imposter Syndrome in your Career
Imposter syndrome—the feeling that you’re not as talented as you think you are—is a common affliction that can hold you back in your career. To overcome the insecurity, follow this advice from the Inside Higher Ed...
Read MoreSocially Responsible Investing
A Heritage of Social Investing One thing that might surprise you about Socially Responsible Investing (SRI), also called Impact Investing, is that it isn’t a recent phenomenon – not even close. In the 18th century the...
Read MoreTax Planning for the Self-Employed
Self-employment is the opportunity to be your own boss, to come and go as you please, and oh yes, to establish a lifelong bond with your accountant. If you're self-employed, you'll need to pay your own FICA taxes and take charge of...
Read MoreThanksgiving Traditions (Old and New)
Thanksgiving is a holiday that surrounds two of the most beloved ideas. Food and family. Whether you’ve been visiting grandma’s house for the last 15 years or you’re hosting for the first time, the same Thanksgiving...
Read MoreEverything You Need to Know About Medicare
Medicare is a health insurance program of the United States government that subsidizes healthcare services. People of retirement age (65 and up), younger people who meet certain health criteria, and those with particular conditions are...
Read MoreOpen Enrollment 2022: What to Expect
There is a time each year, usually in the fall, when individuals can enroll in health insurance, make changes to their existing plan, or drop their coverage altogether. This time is known as the open enrollment period. Open...
Read MoreRestart Your Career After 50
Starting a new career is always difficult, but the challenges can be even more daunting when you’re over 50. Don’t be discouraged, though. AARP has some advice for getting hired when you’re no longer a spring...
Read MoreThe Fed Raised Interest Rates — How Will It Affect You?
The Federal Reserve authorized another massive increase in interest rates, signaling that further rate hikes are anticipated in the coming months as it seeks to cool off runaway prices. On Wednesday, September 21st, the Federal...
Read MoreThe Silver Lining in Pink: Breast Cancer Awareness Month
The World Health Organization reports that breast cancer is still one of the two most frequent kinds of cancer worldwide, and it accounts for 5% of all cancer-related fatalities each year. In any given year, more than 265,000 people in...
Read MoreWhat to Know About Student Loan Forgiveness
By now, you know that on August 24th, President Biden announced that the U.S. Government plans on forgiving $10,000 in student loan debt to those who qualify. But what are the qualifications? The U.S. Department of Education has...
Read More4 Reasons Why People Don’t Have Life Insurance
There’s nothing exciting about life insurance. But it’s not meant to get you hyped up. It’s meant to take care of you and your loved ones. Life insurance is designed to protect your income in the unfortunate event of...
Read More5 Back-To-School Shopping Suggestions
The emails begin pouring in at the beginning of August when you’re not even thinking about the impending school year. Before you know it, you’re getting a list of items that your child needs to start their school year off...
Read MoreMore Than One Type of Life Insurance
The pandemic has influenced all our lives in different ways, some tragic, but also some that have made us rethink our needs and goals. Some of us have decided they want a new type of career; some have devoted more of their lives to...
Read MoreRepel the Recession with These 5 Tips
While the professional pundits debate when or if an economic recession is imminent, it may be a good idea to ensure you’re prepared, nonetheless. It doesn’t hurt your bottom line to take a step back and self-evaluate. Learn...
Read MoreTake Care of your Body and Mind at College
As your kids or grandkids start college this fall, remember that grades aren’t the only thing to pay attention to. Stay on top of your physical and mental health as you ease into college life with this advice from the Chapman...
Read MoreYour Success is Closer Than You Think
They say success depends not on what you know but who you know. Skills and experience are important but knowing the right set of people can definitely help you advance and thrive in your career. GQ recommends surrounding yourself with...
Read More5 Ways to Fight Inflation
Even with the Federal Reserve increasing interest rates on loans, we are still in the midst of our current inflation crisis. The optimist will say that we will weather this storm and come out better for it. The pessimist will have the...
Read MoreMight Be a Good Time for a Roth Conversion
One silver lining in the current bear market is that this could be a good time to convert assets from a traditional IRA to a Roth IRA. Converted assets are subject to federal income tax in the year of conversion, which might be a...
Read MoreInsuring Electric Vehicles
Electric vehicles (EVs) are becoming more commonplace each day thanks to innovative battery technology, marketing centered around climate change and fuel efficiency, and the fact that they are just plain cool. They are technological...
Read MoreAvoid These 6 Retirement Mistakes
There are always pitfalls when building a financial plan. Retirement, included. Understanding and avoiding these 6 retirement mistakes will help you build a strong, secure and flexible retirement plan for you and your loved ones...
Read MoreSocial Security: 5 Things You’re Doing Wrong
If you’re approaching your 65th birthday, odds are you’ve been inundated with documentation and advice about your social security options. It’s crucial to make sure you’re on solid ground with your finances as...
Read More10 Money-Saving Travel Tips
Follow these 10 money-saving travel tips when planning your next vacation to help make it more affordable, but it can be expensive to travel. However, there are ways to experience the trip of your dreams on a budget. Follow these...
Read More6 Keys to More Successful Investing
A successful investor maximizes gain and minimizes loss. There's never a guarantee that any investment strategy will be successful. All investing involves risk, including the possible loss of principal. Here are six basic principles...
Read More7 Smart Ways People Spend to Save
Frugal people are known for not spending money. This reputation harbors much truth, but not always. Frugality doesn’t mean pinching as many pennies as possible, it’s also a long-term strategy to save money. If you see a...
Read MoreLife Insurance as an Asset
Obtaining life insurance is a benchmark for many adults when building their portfolio. Earning income is one thing but protecting it for your loved ones upon your death is quite another. The primary objective of life insurance is...
Read MoreInflation-Fighting Tips
It's easy to see how inflation affects your daily life. Gas prices are higher. Electric bills are steeper. Wallets are thinner. But what inflation does to your investments isn't always as obvious. Let's say your money is earning 4% and...
Read MoreFinancial Planning Issues for New Parents
Having a financial plan in place for your child is essential. It’s important to understand the potential issues that could arise during that process.
Read MoreUnderstanding Digital Wallets
Digital wallets are here to stay. They handle digital funds, credit cards, gift cards and more. Learn how to capitalize on this technology for your daily life.
Read MoreGet The Most Out Of Your Amazon Prime Membership
Harness the power of your Amazon Prime Membership with these helpful tips. Find out more about Prime Wardrobe, Amazon Fresh, Amazon Smile and more.
Read MoreABLE Accounts – What To Know
The Achieving a Better Life Experience Act of 2014 provides much needed assistance for Americans with disabilities to design a financial plan to alleviate potential stress if they’re unable to perform their jobs.
Read MoreFinancial Planning Through The Generations
Each generation – Gen Z, Millennials, Gen X and Baby Boomers – are at different moments in their lives that require their own age-specific financial goals and stress points. Learn where your financial focus should be today.
Read MoreDisability Insurance in Your Financial Plan
Have you talked with a financial professional about disability insurance coverage? It may benefit to seek out answers to questions you may not have thought to ask yet. this article is a great starting off point for that conversation.
Read MoreSaving for Retirement and a Child’s Education at the Same Time
Saving for retirement and your children's education are equally important, so understanding how to put away money for both is critical. You want to retire comfortably when the time comes. You also want to help your child go to college. So h
Read MoreWhen To Begin Retirement Planning
One of the most important questions about retirement is only which age you’d like to retire, but when you should begin planning for it. These tips can help you with that decision.
Read MoreThe Risk Of Disability
Protecting your income is an important and often overlooked step in financial planning, and since May is Disability Awareness Month, it’s critical to consider the risk of disability before it’s too late.
Read MoreHandling Market Volatility
Investing in stocks and bonds can seem exciting and challenging, but it’s very important to understand how to handle your investments if the market turns volatile.
Read MoreWatch Out For These Common Tax Scams
It’s important to be diligent when it comes to tax scams. As the tax deadline approaches this month, it doesn’t hurt to refresh ourselves with what scammers have in store for us.
Read MoreThe Electric Vehicle Is Back
The fervor for electric vehicles is real and they’re not going anywhere. Manufacturers are meeting the consumer demand as they take the automobile industry into a brighter future.
Read MorePersonal Finance: Why Is It Not Taught In High School?
The concept of teaching financial literacy in high school is rapidly gaining traction, but that wasn’t always the case. There are large numbers of graduates unprepared for a world of savings accounts, budgets and credit scores.
Read MoreFinancial Literacy Month
With April being financial literacy month, it’s a good idea to become familiar with the basics of what it means to be financially literate.
Read MoreEleven Ways To Help Yourself Stay Sane In A Crazy Market
Have strategies to ride out a crazy financial market.
Read More5 Pillars Of Financial Wellness
Each money decision you make impact financial wellness. Here are 5 pillars to help achieve and maintain wellness.
Read More6 Medicare Outlooks For 2022 & Beyond
A new year means new changes to healthcare benefits and plans.
Read MoreNew Year’s Resolutions And The Pandemic
Another year of trying to stick to resolutions during a pandemic. Are we better prepared?
Read MoreMillennials Meet Inflation
How millennials will react to inflation, and how vulnerable they are is an open question. What steps can and should they take to prepare?
Read MoreLife Insurance for the Self-Employed
If you’re like most people, you bought life insurance to provide for your loved ones in the event of your death. But because you’re self-employed, you may have an even greater need for life insurance: You’ll want to protect your family..
Read MoreNew Year’s Resolutions To Create Financially Confident Kids (And Less Stressed Adults!)
Many adults rank their finances as their number one source of stress. A major contributor is the lack of financial literacy programs, particularly when they were younger adults and children. You can take matters into your own hands.
Read MoreWays to Beat Back Rising Energy Costs This Winter
With retail prices for energy at or near multiyear highs in the US, here are twelve tips to help you save on your energy costs this winter.
Read MoreRetirement Plan Limits On The Rise In 2022
Many IRA and retirement plan limits are indexed for inflation each year. Although the amount you can contribute to IRAs remains the same in 2022, other key numbers will increase, including how much you can contribute to a work-based retir..
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