Risk Management
Risk Management
We have access to many highly-rated insurance carriers who offer a wide range of product solutions as well as the support of a team of insurance specialists with deep knowledge of the underwriting process. We can implement any or all recommendations if you wish.
Areas we can help you with:
Business succession and key person planning
- Buy-sell funding
- Key person life and disability
Executive and business planning
- Corporate owned life insurance
- Comprehensive financial planning (including risk management)
Ancillary or supplemental group benefits
- Disability insurance
- Voluntary life insurance
- Auto and home insurance
- Long-term Care
To help us get you the best coverage for you, we follow a Five-Step Risk Management process:
1. Analyze Specific Needs
- Income Replacement
- Asset Protection
- Tax Efficiency
- Legacy Creation
2. Identify Appropriate Types of Insurance Coverage
- Life
- Disability Insurance
- Home and Auto
- Umbrella Liability
- Long-Term Care
3. Select Specific Product Solutions
- Wide Range of Carriers
- Combination of Policies/Riders
- Special Situations
4. Implement Recommendations
- Underwriting Expertise
- Policy Placement Experience
5. Annual Review of Current Policies
- Change in Circumstances
- Change in Needs
- New Product Solutions