Broker Check


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Investing is an effective way to put your money to work to build greater wealth and generate income now and during your retirement years. Our team works with you to design an investment strategy that is an integral part of your comprehensive goals-based financial plan. We take a long-term approach with an emphasis on risk management and tax efficiency.

When building your portfolio, we consider your unique objectives and work with you to determine what your return objectives are and where you fall on the risk spectrum. From there, we develop your investment policy with your personal goals in mind. We diversify your portfolio across multiple asset’s including domestic and international equities, taxable and tax-exempt fixed income and cash equivalents. We periodically review each portfolio to ensure you are staying in line with your objectives and risk tolerance and make any needed adjustments.

The four basic steps when building and managing your portfolio:

1. Determining the appropriate asset allocation for you

In addition to factoring in your current financial situation and your goals, we consider how much time you have to grow your assets, how much capital you have to invest, and your future income needs as well as your personality and risk tolerance. 

2. Choosing the assets and securities to fulfill your asset allocation strategy

Our "open architecture" approach enables us to offer you a wide array of investment alternatives, including stocks and bonds, mutual funds, exchange traded funds, separately managed accounts, and annuities, as well as access to industry-leading money managers, that we can use in combination to construct your portfolio 

3. Reassessing portfolio weighting

We review your portfolio periodically to assess the impact market moves may have had on your initial asset allocation strategy. We also consider any changes to your financial situation, future needs, and risk tolerance. 

4. Reallocating strategically

We will make strategic changes to your portfolio as needed and will factor in the tax implications of readjusting your portfolio before taking action. 

We do not take a “one size fits all” approach, instead we offer three different alternatives, each of which provides great flexibility to invest for a range of goals. We have an “open architecture” framework that provides you with access to thousands of mutual funds, ETFs, managed accounts and individual securities. We optimize your portfolio across taxable, tax-deferred and tax-free accounts, considering your income level, potential for capital gains and our capital market assumptions. This ensures your portfolio is tax-efficient from a broad range of perspectives.